For example, large print, audio, accessible electronic formats and other options. If you need these services, please call Member Services at 833-777-5779, toll-free, or through the North Dakota Relay at 800-366-6888, or 711. This guide outlines certain provisions for your Medicaid Expansion plan. Please refer to your Certificate of Insurance to ...Get polished BCBSND marketing tools customized for you. Choose and quickly customize fully-designed materials that promote your organization. Get started. How to Use Your Co-Op Program. Select promotion. Choose marketing for individual/family benefits, Medicare coverage, BCBSND branded templates or tools specific to your own operation. Current Members. Blue Cross Blue Shield members have access to medical assistance services, doctors and hospitals in most countries around the world. To learn more about your international coverage visit BCBS Global® Core or contact your local BCBS company. Payer ID (also known as payor ID OR EDI) is a unique ID assigned to each insurance company e.g. Cigna, BCBS, United Healthcare to receive claims electronically. It allows healthcare providers and insurance systems to interchange data with each another for eligibility and benefits verification, claims submission, and to check status of claims.Due to full-scale changes in work and life, and their impact on behavioral health, we’re at a tipping point. Watch as Blue Cross Blue Shield Association’s chief human resources officer, Kelly Williams, sits down with leading voices from Regence BlueCross BlueShield of Oregon, Business Group on Health and Archangels to discuss changes employers can make now that …Never sign a blank insurance form. If you suspect, experience or witness healthcare fraud, you should report the information to your local Blue Cross Blue Shield company by calling the number on the back of your member identification card. If you are not a BCBS member you can email us or call the report fraud hotline 1-877-327-BLUE (2583).The first step to becoming a participating provider with BCBSND is to have a Group Participation Agreement (contract). If you are unsure whether your organization has a contract with BCBSND, please contact [email protected] or call Provider Services, 800-368-2312.Copies are available starting Jan. 16, 2024 upon request through one of the following options: Call the Medicaid Eligibility Call Center at 1-844-854-4825, Email your request to [email protected]. (link sends email) Send a written request to the following address: North Dakota Health and Human Services, Medicaid Eligibility, 600 E. Blvd. Ave ...EFT is a direct deposit of your claim payment from BCBSIL to your designated bank account. The ERA or ANSI 835 transaction is a HIPAA-compliant method of receiving claim payment and remittance details. The ERA can be automatically posted to your patient accounting system. When you enroll for the ERA, you are automatically enrolled for the …BCBSND is enhancing our core claims processing with the Payment Integrity Program. The program will enhance current capabilities to ensure payments are correct, assigned to the right payer and consistent with national standards and guidelines. We have partnered with Cotiviti, a leading health care analytics company, to bring a new level of ...Blue Cross Blue Shield Federal Phone Number. BCBS Prefix List 2024 - Alpha. State Lookup. BCBS Company. PAA. Pennsylvania. Capital Blue-Cross of Pennsylvania. PAB. Tennessee.About us. Ever since Blue Cross Blue Shield of North Dakota began following the Great Depression, we have been dedicated to helping people get affordable health care solutions to improve their health and well-being. As we enter a new era of health care, BCBSND continues to transform the way health care is delivered and to make a meaningful ... BCBSND is proud to be an equal opportunity employer of minorities, females, protected veterans and individuals with disabilities. Individuals with disabilities may email or call human resources at 701-282-1864 for assistance in completing the application. Jobs at Blue Cross Blue Shield ND give you a chance to have an impactful career and ... May 11, 2023 · Blue Cross Blue Shield of North Dakota (BCBSND) has recently corrected information regarding the modifier indicator statement within both Correct Coding Guidelines reimbursement policies. “If the claim contains a valid modifier on the code 2 procedure and the modifier indicator is 2, the service will receive separate reimbursement.”. Step 1: Make Sure You Have Health Insurance. First things first: students need health insurance coverage. There are a few options to find a plan: Stay on a Parent’s Plan: Students under 26 have the option to stay on their parents’ health insurance plan. If selecting this option, it’s a good idea to contact your Blue Cross Blue Shield ... Note: You will need the invoice or bill account number. 4. You can make a one-time payment by calling 1-844-363-8454. All you need is your member ID number or social security number, date of birth and payment type information. 5. Mail your payment by check to: Blue Cross Blue Shield of North Dakota. PO Box 857668. Minneapolis, MN 55485-7668. If you can’t get a ride, we can help with a ride to and from your medical or behavioral health appointment. To reserve your ride, call 1-833-777-5779 two or more days before your …Upon acceptance, BCBSND will issue you a paper Certificate of Insurance setting forth the benefits available under your individual health insurance coverage. To apply for individual health insurance coverage, please click here or call (800) 280-BLUE. Find BlueCare plan documents for 2024, offered by Blue Cross Blue Shield of North Dakota.Adult Opt Out Form. NDIIS Application Support Services provides user login and provider registration support. Call toll-free (800) 544-8467 or email [email protected]. All other NDIIS questions should be sent the Division of Public Health Immunization Unit NDIIS Team at … Home page. Font size dropdown. Need Help? Select Language. Select Language. Check Application Status. Live Chat. SilverSneakers—A fitness program for seniors. Enrolled in a BCBSND Medicare supplement plan? SilverSneakers is a benefit added at no charge. Designed to keep you fit, active and connecting with others, SilverSneakers offers: Visit the …The Substance Use Resource Center is a publicly-available, national resource designed to support people seeking substance use treatment and recovery services. This resource is open to everyone, regardless of their insurance status . The Substance Use Resource Center connects individuals as well as friends and family of individuals in need with ...Learn about employer-sponsored Blue Cross Blue Shield of North Dakota health insurance plans available for ND organizations with one to 50 employees.Go Back Reset Retry. Sales: 800-280-2583. Member Services: 844-363-8457. Stay updated on Blue Cross Blue Shield of North Dakota news about members, health & wellness, corporate news, events, media resources and more.Three types of benefit appeals. 1. Standard Pre-Service Request. Members have the right to appeal. Providers filing a pre-service appeal request on behalf of a Medicaid Expansion member, assume responsibility to act on behalf of the Member. An Authorization to Release Information (ARI) is not required. BCBSND responds in writing within 30 days. 2. BCBSND is proud to be an equal opportunity employer of minorities, females, protected veterans and individuals with disabilities. Individuals with disabilities may email or call human resources at 701-282-1864 for assistance in completing the application. Jobs at Blue Cross Blue Shield ND give you a chance to have an impactful career and ... In order to apply or re-enroll in your Marketplace coverage, visit HealthCare.gov or call the Marketplace Call Center at 1-800-318-2596. TTY users can call 1-855-889-4325. *There are 7 states with different Open Enrollment dates, including the following: California: November 1, 2023 – January 31, 2024. Idaho: October 15, 2023 – December 15 ...21 Bcbs Nd jobs available in North Dakota on Indeed.com. Apply to Associate, Tanker Driver, Police Officer and more!Note: If you tell a doctor or clinic to continue care without coverage, you may have to pay. If you don’t get approval from BCBSND, you may also have to pay. Medicaid Expansion Member Services: 833-777-5779. See what your Medicaid Expansion Program plan covers, which doctors you can see and the types of care your benefits extend to.Mid Dakota Clinic. 401 N 9th St Bismarck, ND 58501. (701) 530-6000. OVERVIEW. PHYSICIANS AT THIS PRACTICE.You need support managing a mental health condition. You’ve recently been discharged from inpatient care. If you think you might benefit with additional care but haven’t received an invite, no worries. You can contact BCBSND Care Management at 701‑277‑2100 or 1‑800‑336‑2488, Monday through Friday, 8:30 AM to 4:30 PM CT to see if ...Never sign a blank insurance form. If you suspect, experience or witness healthcare fraud, you should report the information to your local Blue Cross Blue Shield company by calling the number on the back of your member identification card. If you are not a BCBS member you can email us or call the report fraud hotline 1-877-327-BLUE (2583). Call 800-280-2583 or schedule an appointment, virtual or in-person, with a BCBSND sales team member. You can also find an agent near you to discuss plan options. Never sign a blank insurance form. If you suspect, experience or witness healthcare fraud, you should report the information to your local Blue Cross Blue Shield company by calling the number on the back of your member identification card. If you are not a BCBS member you can email us or call the report fraud hotline 1-877-327-BLUE (2583).BCBSND proudly sponsors many events and organizations in North Dakota that help improve the overall health and wellness of our state’s residents. We will review your request, considering how it aligns with our company's business plan, brand and strategy, and we will notify you within six weeks of submission if your request has been approved. ...WASHINGTON, Sep. 30, 2021 – Today the Blue Cross® and Blue Shield® (BCBS) Government-wide Service Benefit Plan, also known as the Federal Employee Program® (FEP®), announced 2022 benefits available to eligible participants in the Federal Employees Health Benefits (FEHB) Program and the Federal Employees Dental and … Get requirements for appealing and Adverse Benefit Determination. See which plans require referrals for seeing providers outside the network and view the process guidelines. Get information on the Blue Cross Blue Shield of North Dakota online provider portal, EDI, appeals process, and network referrals, or get paper claims forms. Copies are available starting Jan. 16, 2024 upon request through one of the following options: Call the Medicaid Eligibility Call Center at 1-844-854-4825, Email your request to [email protected]. (link sends email) Send a written request to the following address: North Dakota Health and Human Services, Medicaid Eligibility, 600 E. Blvd. Ave ...Flexible Content. Medicare Advantage (Part C) Medicare Advantage plans provide Medicare coverage through private health insurance companies approved to participate in the Medicare program. These plans can be HMOs, PPOs, Regional PPOs or Private Fee-for-Service plans. Medicare Advantage plans provide all Part A and B services while …Blue Cross Blue Shield of North Dakota, Fargo, North Dakota. 4.9K likes · 169 talking about this · 1,050 were here. North Dakota (BCBSND) is a member-owned, not-for-profit health insurance company...BCBS Federal Phone Number - FEP List Statewise Customer Service Precertification Mental Health/Substance Abuse Case Management Hospital; Alabama (800) 248-2342BCBSND contracts with eviCore for its Laboratory Management Program. Services apply to all members in accordance with their benefit plan policy. Effective 1-1-2020 Lab Management (molecular and genomic testing) is delegated to eviCore. eviCore is an independent company providing benefits management on behalf of Blue Cross Blue Shield of North ...Blue Cross Blue Shield of North Dakota is an independent licensee of the Blue Cross and Blue Shield Association, serving residents and businesses in North Dakota ...Blue Cross Blue Shield of North Dakota (BCBSND) will be posting updated 2023 commercial institutional fee schedules and reimbursement notice to the BCBSND Online Fee Schedule Portal no later than May 2, 2023. The fee schedules will be effective July 1, 2023, through June 30, 2024. Commercial professional fee schedules and …Mid Dakota Clinic. 401 N 9th St Bismarck, ND 58501. (701) 530-6000. OVERVIEW. PHYSICIANS AT THIS PRACTICE.Note: If you tell a doctor or clinic to continue care without coverage, you may have to pay. If you don’t get approval from BCBSND, you may also have to pay. Medicaid Expansion Member Services: 833-777-5779. See what your Medicaid Expansion Program plan covers, which doctors you can see and the types of care your benefits extend to. You got it. As an employer, you've got a lot on your plate. That's why we're finding new ways to make health coverage easier to administer, understand and pay for. This includes everything from more flexible options for configuring a plan to more affordable prescription drugs and better tools for well-being. Small Business Plans. Get BCBSND COVID-related billing and coding guidelines and information about extended coverage, telehealth and common questions.Find a telehealth doctor for our 2024 plans. NextBlue has partnered with Teladoc to provide members 24/7 access by web, phone, or app. Members can receive on-demand care for a variety of non-emergency conditions such as General Medicine and mental health services. Visit the Teledoc website for more information or 1-800-Teladoc (835-2362 ...BCBSND will administer benefits to Medicaid Expansion members ages 21-64 with household incomes up to 138% of the federal poverty level. This is a four-year contract, with potential extensions, between the state of North Dakota and … BCBSND is proud to be an equal opportunity employer of minorities, females, protected veterans and individuals with disabilities. Individuals with disabilities may email or call human resources at 701-282-1864 for assistance in completing the application. Jobs at Blue Cross Blue Shield ND give you a chance to have an impactful career and ... About us. Ever since Blue Cross Blue Shield of North Dakota began following the Great Depression, we have been dedicated to helping people get affordable health care solutions to improve their health and well-being. As we enter a new era of health care, BCBSND continues to transform the way health care is delivered and to make a meaningful ...2024 NetResults Value Based Design (VBD) Drug List. NetResults Restricted Use List - Opioids. NetResults Quantity Limit Program Summary. Provider Services: For Medicaid Expansion: 833-777-5779. Tools and resources for health providers to manage medication benefits including formularies, pharmacy search, specialty drugs, prior approvals and more.Medicare calendar year 2024 policy and technical changes. Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly, changes have been made to the Blue Cross and Blue Shield of North Carolina Blue Medicare Advantage℠ medical policies.Page 1 of 3 lue ross lue Shield of orth Dakota is an independent licensee of the lue ross lue Shield Association 29378957 • 2-19 NOTE: The appeal form must be completed in its entirety.Feb 8, 2024 · Care for diabetes. All NextBlue plans offer comprehensive care for members with diabetes. Benefits include $0 copay annual wellness exams, hemoglobin A1C lab testing, $0 copay annual diabetic retinopathy exams, and $0 copay diabetic supplies. Our Classic and Premium plans also include covered insulins at a $35 copay for a one-month supply. Steps: In preferences, select prescriptions, enter your prescription, select add and then continue. Pick a pharmacy from the list provided, select add pharmacy and continue. MedicareBlue Rx is Blue Cross Blue Shield of North Dakota's Medicare Part D or PDP solution. This optional coverage helps to pay for prescription drugs. Call 800-280-2583 or schedule an appointment, virtual or in-person, with a BCBSND sales team member. You can also find an agent near you to discuss plan options. Home page ... Live Chat ...Get polished BCBSND marketing tools customized for you. Choose and quickly customize fully-designed materials that promote your organization. Get started. How to Use Your Co-Op Program. Select promotion. Choose marketing for individual/family benefits, Medicare coverage, BCBSND branded templates or tools specific to your own operation.Policy. BCBSND follows the observation guidelines outlined in the Current Procedural Terminology (CPT) Manual. Observation care is a well-defined set of specific, clinically appropriate services, which include ongoing short-term treatment, assessment, and reassessment, that are furnished while a decision is being made regarding whether a ...Learn about employer-sponsored Blue Cross Blue Shield of North Dakota health insurance plans available for ND organizations with one to 50 employees.Member Prior Authorization Search. See if a prescribed healthcare procedure or service will be covered under your plan. Member ID: YGD123456789123. Date of Services: 03-29-2023. Important: This step, using our PA Checkpoint™ tool, is for Blue Cross Blue Shield of North Dakota (BCBSND) members only. Please skip this if you are submitting an ... www.BCBSND.com Further Facts on Coverage, Rates and Enrollment are Available from: Fargo Office 4510 13th Ave. S. Telephone: 277-2232 Bismarck Office 1415 Mapleton Ave. Telephone: 223-6348 Grand Forks Office 3570 S. 42nd St., Suite B Telephone: 795-5340 Minot Office 1308 20th Ave. SW. Telephone: 858-5000 Jamestown Office 300 2nd Ave. NE, Suite 132 Current Members. Blue Cross Blue Shield members have access to medical assistance services, doctors and hospitals in most countries around the world. To learn more about your international coverage visit BCBS …Page 1 of 3 lue ross lue Shield of orth Dakota is an independent licensee of the lue ross lue Shield Association 29378957 • 2-19 NOTE: The appeal form must be completed in its entirety. Home page. Font size dropdown. Need Help? Select Language. Select Language. Check Application Status. Live Chat. You got it. As an employer, you've got a lot on your plate. That's why we're finding new ways to make health coverage easier to administer, understand and pay for. This includes everything from more flexible options for configuring a plan to more affordable prescription drugs and better tools for well-being. Small Business Plans. It’s largely dependent on your employer, but yes I have BCBS and my prescription is 100% covered, $0 copay. If you use a bcbs app, I follow these steps: -my coverage -prescriptions -find pricing and coverage -type in drug name -select dosage. It should tell you if you are covered and how much it costs. You will need to check with your ...Care for diabetes. All NextBlue plans offer comprehensive care for members with diabetes. Benefits include $0 copay annual wellness exams, hemoglobin A1C lab …File claims electronically. For faster, more efficient, money saving claim submission and reimbursement file claims electronically. BCBSND offers the Availity Essentials Intelligent Gateway Portal which is the one-stop, secure BCBSND provider portal making it easy to submit and manage claims through the Electronic Data Interchange (EDI) system.Dedicated to improving the health of our members. Blue Cross Blue Shield of North Dakota is committed to connecting our members to the best care and wellness tools—at the …Enroll or Change my NDPERS Plans. Estimate My Retirement Benefit. File a Claim. Purchase Service Credit. Refund/Rollover My Retirement Account. Request an ID Card. Schedule an Appointment at NDPERS. Subscribe to NDPERS Publications & Updates. Update My Beneficiary.BCBS Rural Program Grants, Yr. 1-3, 2001-2004. Building Healthier Rural Community (BUILD) Grants Program, supports individual organizations or organization/community coalitions working collaboratively through innovative programming to strengthen North Dakota's rural health system through the use of health information … We're here to help. We get it—understanding your coverage options can be a challenge. Meet with a licensed BCBSND agent in person or over the phone to help break it down for you. Shop Plans. H6202_BCBSNDFndAgnt_C FVNR 0823. We're here to help. Connect with a licensed BCBSND agent in person or over the phone. If you can’t get a ride, we can help with a ride to and from your medical or behavioral health appointment. To reserve your ride, call 1-833-777-5779 two or more days before your … How to access the Online Member Services portal. Follow these steps to complete the one-time registration for Online Member Services. Log in from here or the top right corner. On the next screen, choose ”Register” and follow the instructions. You will need your BCBSND member ID card to register. Create your profile and save your login ... Find an agent or call 800-280-2583. Monday-Friday 8:30 a.m.-4 p.m. *Estimated Premium Costs. *The application you submit to Blue Cross Blue Shield of North Dakota, along with other information we may collect, is how we determine your eligibility for coverage and rates in effect at the time coverage is issued. Medicare Supplement Plan G offered ... We actively run and support a variety of events committed to supporting the well-being of Vermonters. Our signature events encourage you to get outdoors through fun and engaging activities. Take control of your health with Vermont health insurance plans from Blue Cross Vermont. Shop for individuals & families, businesses, and Medicare.The Substance Use Resource Center is a publicly-available, national resource designed to support people seeking substance use treatment and recovery services. This resource is open to everyone, regardless of their insurance status . The Substance Use Resource Center connects individuals as well as friends and family of individuals in need with ...Member Prior Authorization Search. See if a prescribed healthcare procedure or service will be covered under your plan. Member ID: YGD123456789123. Date of Services: 03-29-2023. Important: This step, using our PA Checkpoint™ tool, is for Blue Cross Blue Shield of North Dakota (BCBSND) members only. Please skip this if you are submitting an ...Flexible Content. Medicare Advantage (Part C) Medicare Advantage plans provide Medicare coverage through private health insurance companies approved to participate in the Medicare program. These plans can be HMOs, PPOs, Regional PPOs or Private Fee-for-Service plans. Medicare Advantage plans provide all Part A and B services while …By providing your contact information, you agree to receive information and updates about BCBSND health plans. Medicaid Expansion Member Services: 833-777-5779 BCBSND.comCurrent Members. Blue Cross Blue Shield members have access to medical assistance services, doctors and hospitals in most countries around the world. To learn more about your international coverage visit BCBS …Omnipod Product Benefit Changes. Blue Cross Blue Shield of North Dakota (BCBSND) is informing providers of an important benefit change for Omnipod products. Effective June 1, 2022, Omnipod 5 products will now be covered under pharmacy benefits. For members wanting to receive Omnipod 5 products at their pharmacy on or after June 1, 2022 ...Nominate a Dentist. You are entitled to obtain a detailed understanding of additional services or assistance that the provider (s) office is able to offer in support of the patient's specific needs under the Federal American with Disabilities Act of 1990 and Section 504 of the Rehabilitation Act of 1973. federal dental plan,Blue Dental ...
We want to hear from you. Apply to be on the Medicaid Expansion Member Advisory Committee wait list. Apply Now. The following tips may help you. The Blue Cross Blue Shield of North Dakota Medicaid Expansion health insurance program provides health coverage to eligible low-income North Dakotans. . Lsus
Group Authorization - Basic Care (PDF). All forms listed below are fillable. SFN 15 - Home Health Request for Service Authorization; SFN 177 - MMIS Attachment Cover Sheet; SFN 292 - Request for Service Authorization for Vision Services; SFN 308 - Medicaid and Basic Care Assistance Programs Provider Agreement; SFN 447 - Exemption for Submitting …May 11, 2023 · Blue Cross Blue Shield of North Dakota (BCBSND) has recently corrected information regarding the modifier indicator statement within both Correct Coding Guidelines reimbursement policies. “If the claim contains a valid modifier on the code 2 procedure and the modifier indicator is 2, the service will receive separate reimbursement.”. Blue Cross Blue Shield Association. / 41.8864516; -87.6239771. Blue Cross Blue Shield Association, also known as BCBS, BCBSA, or The Blues, is a United States -based federation with 34 independent and locally-operated BCBSA companies that provide health insurance in the United States to more than 115 million people as of 2022.Welcome to the Blue Connect and Blue Cross of North Carolina Member Self-Service Portal.Customer Service Representative - Work From Home in NE - North Platte. Blue Cross and Blue Shield of Nebraska (BCBSNE) Remote in Omaha, NE. $18.50 an hour. Full-time.Blue Cross Blue Shield Invisalign Coverage. There’s a ton of variation in BCBS plan options because there are so many different companies under the umbrella.Your plan’s details will depend on which company operates in your state, and if you’re receiving insurance through your employer, which ones they’ve chosen.We actively run and support a variety of events committed to supporting the well-being of Vermonters. Our signature events encourage you to get outdoors through fun and engaging activities. Take control of your health with Vermont health insurance plans from Blue Cross Vermont. Shop for individuals & families, businesses, and Medicare.Grab your insurance card and complete the one-time registration on the login page. 2. Register for HealthyBlue and Opt-in. Select “HealthyBlue Home” on your member dashboard. Go through the quick registration process. Submit your wellness authorization. 3. Complete your personal health assessment. Once you log in to HealthyBlue, you'll be ...Adult Opt Out Form. NDIIS Application Support Services provides user login and provider registration support. Call toll-free (800) 544-8467 or email [email protected]. All other NDIIS questions should be sent the Division of Public Health Immunization Unit NDIIS Team at …For example, large print, audio, accessible electronic formats and other options. If you need these services, please call Member Services at 833-777-5779, toll-free, or through the North Dakota Relay at 800-366-6888, or 711. This guide outlines certain provisions for your Medicaid Expansion plan. Please refer to your Certificate of Insurance to ...Steps: In preferences, select prescriptions, enter your prescription, select add and then continue. Pick a pharmacy from the list provided, select add pharmacy and continue. MedicareBlue Rx is Blue Cross Blue Shield of North Dakota's Medicare Part D or PDP solution. This optional coverage helps to pay for prescription drugs.All plans include coverage for preventive cleanings, fillings and crowns—at varying benefit levels. Some plans include optional orthodontia and more. Employer Contribution: To qualify for group dental plan, the employer must contribute a minimum of 50% toward the individual contract premium payment. Employer Participation: Coverage for dental ...Quality Care That’s Right for YouWhether you need a routine check-up or a specialty procedure, you want the best care you can find.BCBS recognizes doctors and hospitals for their expertise and exceptional quality in delivering care. Learn more about our Total Care and Blue Distinction® Specialty Care designation programs and find a designated doctor …Welcome to the Blue Cross Blue Shield Association Job Center, where you can view our current job openings and apply for positions to join the team that supports the nation’s largest health care network, providing coverage to nearly one in three Americans. Current BCBSA employees: Please search opportunities and apply in Workday via the ...Environmental, Social & Governance. Our vision at Blue Cross Blue Shield of North Dakota is to bring a new level of health and well-being to the state of North Dakota and beyond. We do this by working to provide more affordable and simplified health care that elevates the well-being of people. Consistent with our vision and mission, we believe ...As part of our mission to improve and protect the healthcare system, particularly under the threat of the Coronavirus/COVID-19, the Blue Cross Blue Shield Association is focused on protecting members from fraudsters who seek to take advantage of the fear and confusion many feel surrounding the coronavirus/COVID-19 during these uncertain times.As part of our mission to improve and protect the healthcare system, particularly under the threat of the Coronavirus/COVID-19, the Blue Cross Blue Shield Association is focused on protecting members from fraudsters who seek to take advantage of the fear and confusion many feel surrounding the coronavirus/COVID-19 during these uncertain times..